Terms and Conditions of Service.

01Definitions

For purposes of these Terms, the following capitalized terms will have the meanings assigned here, whether used in the singular or the plural:

a) "Accrove": Accrove, S.A.P.I. de C.V., the Mexican legal entity that owns and operates the Platform.

b) "Platform" or "Service": the technology platform, website, applications, application programming interfaces (APIs) and other components through which Accrove provides the automated financial analysis services described in these Terms.

c) "Client": the legal entity incorporated under Mexican law, with an active Registro Federal de Contribuyentes (RFC), that contracts the Services through a duly empowered Legal Representative or Account Administrator.

d) "Legal Representative": the individual who, with sufficient powers under the Client's articles of incorporation and bylaws, accepts these Terms and binds the Client to comply with them.

e) "Account Administrator": the individual designated by the Client to manage the Client's account on the Platform, who may or may not be the same person as the Legal Representative.

f) "File" or "File Data": the set of documents, files, information and metadata that the Client uploads to the Platform, including balance sheets, income statements, tax returns, articles of incorporation, powers of attorney, official identification documents of individuals related to the Client, and any other document linked to the Client.

g) "Financial Profile": the structured representation of the Client that Accrove generates from the File, including financial ratios, metrics, performance indicators, and narrative analyses.

h) "Health Score": the internal, guidance-only score that Accrove calculates from the Financial Profile. It is not a regulated credit rating, a binding automated decision, or an audit opinion.

i) "Derived Data": the information that Accrove produces from processing the File, including ratios, scores, metrics, sector classifications and any other analysis.

j) "De-identified Data" or "Aggregated Data": Derived Data that has undergone an irreversible de-identification process, such that it does not allow the Client — or the individuals related to the Client — to be identified, in accordance with the procedure described in these Terms and in Accrove's Anonymization Policy.

k) "Financial Institution": a bank, multi-purpose financial company (sociedad financiera de objeto múltiple, SOFOM), leasing company, credit union, investment fund, insurer, or other entity authorized to grant or operate financing products in Mexico that accesses the Platform through Accrove's institutional portal.

l) "Sharing Grant" or "Grant": the act by which the Client, through the Service's tools, gives a Financial Institution specific access — with a defined scope and term — to part or all of the Financial Profile or the File Data.

m) "Immutable Snapshot": an encrypted, dated and digitally signed record of the exact content shared with a Financial Institution at the moment of a Grant, kept by Accrove as evidence of compliance.

n) "Analysis Services": the set of features through which Accrove processes the File to generate the Financial Profile, the Health Score and the Derived Data.

o) "Privacy Notice": the document that Accrove publishes and updates in accordance with the LFPDPPP, which forms an integral part of these Terms.

p) "LFPDPPP": the Ley Federal de Protección de Datos Personales en Posesión de los Particulares, published in the Diario Oficial de la Federación on March 20, 2025, together with its regulations and secondary provisions.

q) "Data Protection Authority": the Secretaría Anticorrupción y Buen Gobierno, or whichever authority may replace it in the future as the authority responsible for enforcing the LFPDPPP with respect to private parties.

02Purpose and nature of the Service

2.1. What Accrove is. Accrove is a financial analysis technology platform that allows the Client to upload its financial and corporate documentation in order to generate, using artificial intelligence, a structured Financial Profile that can be shared — under the Client's granular control — with Financial Institutions to facilitate credit applications or other analyses.

2.2. What Accrove is NOT. The Client acknowledges and accepts that Accrove:

• Is NOT a Financial Technology Institution (ITF) within the meaning of the Ley para Regular las Instituciones de Tecnología Financiera, and does not operate as a crowdfunding institution or as an electronic payment funds institution.
• Is NOT a financial institution, a regulated financial intermediary, or an entity supervised by the Comisión Nacional Bancaria y de Valores, the Secretaría de Hacienda y Crédito Público, Banco de México, or CONDUSEF.
• Does NOT grant credit, loans, financing or leasing to the Client or to third parties. Accrove does not hold funds in custody, does not process payments and does not intervene in the execution of financial transactions.
• Does NOT guarantee that any financing will be obtained or approved, nor its amount, conditions or rate. Credit decisions are made exclusively and at the sole discretion of the Financial Institutions.
• Does NOT provide financial, tax, legal, accounting or formal audit advice. The Financial Profile, the Health Score and the Derived Data are guidance-oriented analysis tools; they do not replace the opinion of an independent professional advisor.

2.3. Guidance-only nature of the Health Score. The Health Score is an internal indicator developed by Accrove based on the Client's Financial Profile. Its purpose is to help the Client and, when so authorized, the Financial Institutions understand the Client's financial condition. It does not constitute an automated decision with binding legal or economic effects, within the meaning of the right to object provided for in the LFPDPPP.

2.4. Communications framing. Accrove describes itself as a "technology platform for financial analysis and credit facilitation". The Client acknowledges that this framing is legally accurate and agrees not to represent to third parties that Accrove is a financial entity, a bank, a regulated professional advisor, or an institution authorized under the Ley Fintech.

03Eligibility and legal capacity

3.1. Restriction to legal entities. The Services are provided exclusively to Mexican legal entities with an active Registro Federal de Contribuyentes (RFC). Accrove does not provide its Services to individuals, including individuals engaged in business activity (personas físicas con actividad empresarial, PFAE). Any registration made in the name of an individual will be suspended by Accrove and will not give rise to any liability whatsoever.

3.2. Legal representation and representations. By accepting these Terms, the individual performing the act of acceptance declares and warrants, under protest of telling the truth (bajo protesta de decir verdad), that:

• They are a Legal Representative of the Client with general and sufficient powers, or hold special powers expressly granted to enter into technology services agreements on the Client's behalf.
• The powers on which their representation is based are in force and have not been limited, revoked or restricted.
• The Client has been duly incorporated under Mexican law, is current on its essential tax obligations, and is not subject to insolvency, dissolution or liquidation proceedings.
• All information the Client provides to Accrove is true, complete, up to date and accurate.

3.3. Notification obligation. The Client agrees to notify Accrove within fifteen (15) calendar days of any change in its legal representation, in the capacity of the Account Administrator, or in any circumstance that could affect the validity of the acceptance of these Terms.

3.4. Liability for false representations. Breach of any of the foregoing representations entitles Accrove to suspend or terminate the Services immediately, without prejudice to any applicable civil, commercial or criminal liability.

04Registration and account management

4.1. Onboarding. The Client, through its Legal Representative or Account Administrator, registers on the Platform by providing the identification details of the Client and of the individuals who will act on its behalf, accepts these Terms, accepts the Privacy Notice, and receives access to the account.

4.2. Administrator responsibility. The Client designates one or more Account Administrators with authority to upload documents, configure Grants, view the Financial Profile, invite other users and exercise the Client's rights within the Platform. The Client is responsible for all actions taken from its account, for the confidentiality of its credentials, and for immediately notifying Accrove of any unauthorized access or suspicion thereof.

4.3. Changes in legal representation. If the Legal Representative who accepted these Terms ceases to hold that capacity, the Client must give notice and designate a new Legal Representative, who must ratify the acceptance of these Terms through the mechanism enabled on the Platform. Until such ratification occurs, Accrove may suspend critical features to prevent processing without a valid representative in place.

4.4. Shared accounts and users. The Client may invite additional individuals to access its account (for example, accountants, finance directors, advisors). Each invited user acts under the Client's responsibility.

05Data ownership and license granted to Accrove

5.1. Ownership. The Client is and will remain the owner of the File Data and of the information contained in it. Accrove claims no ownership over the original documents the Client uploads to the Platform.

5.2. License granted to Accrove. The Client grants Accrove a non-exclusive, non-transferable license, revocable as provided in these Terms and in the Privacy Notice, limited to Mexican territory and, to the extent necessary, to the United States of America by virtue of the use of data processors located in that country, to:

• Store the File Data on the technology infrastructure of Accrove and its processors.
• Process the File Data using artificial intelligence techniques, including text extraction, document classification, structured-field detection and semantic analysis.
• Generate derivative works, including the Financial Profile, the Health Score, the ratios, the indicators, the analysis narratives and the Derived Data.
• Share, under the Grant mechanism described in Clause 7, specific portions of the Financial Profile or the File Data with Financial Institutions designated by the Client itself.
• Retain Derived Data that has undergone irreversible de-identification, as provided in Clause 6.

5.3. No-sale and no-assignment clause. Under no circumstances will Accrove sell, assign, give away, provide, rent or in any other way transfer to third parties the File Data or the Client's Financial Profile in identifiable form, except where an express Grant has been given by the Client itself under Clause 7, or where an order from a competent authority so requires.

5.4. Intellectual property in the software and models. Accrove's software, proprietary artificial intelligence models, algorithms, designs, interfaces, trademarks, trade names and all creative content are the exclusive property of Accrove.

06Data retention, deletion and right of cancellation

This clause implements the layered deletion operating model aligned with Accrove's internal data architecture.

6.1. Three levels of deletion

The Client may take three distinct actions, each with different consequences:

• Delete an individual document from the File. The original binary file is removed from the Client's visible storage. The structured data extracted from that document remains part of the Client's financial history while the account is active.
• Delete the Client's account (cancellation of the contractual relationship). Accrove will carry out the procedure described in Clause 6.3.
• Exercise the ARCO right of cancellation under the LFPDPPP. Accrove will carry out the procedure in Clause 9.

6.2. Retention table

6.3. Procedure upon account cancellation

When the Client requests cancellation of its account, Accrove carries out the following steps:

1. Cut-off of external access. Accrove deactivates all active Grants and notifies the Financial Institutions that held current access, within a maximum of twenty-four (24) hours.
2. Deletion of the original PDFs in the File at the end of the reversal buffer indicated in Clause 6.2.
3. Irreversible de-identification of the Derived Data. Accrove removes direct identifiers and destroys the cryptographic mapping keys.
4. Blocking of identifiable data needed to comply with legal obligations.
5. Issuance of a certificate detailing the data deleted, the Derived Data de-identified, the execution date and the categories that remain under legal blocking.

6.4. Retention of de-identified Aggregated Data

The Client acknowledges and accepts that, as an inseparable part of the Service's operating model, Accrove processes the File Data to generate Derived Data that includes financial ratios, performance indicators, Health Score and comparative metrics.

Accrove will retain the Derived Data after any termination, cancellation or File-deletion event, provided such Derived Data has undergone an irreversible de-identification process as provided in the corresponding article of the LFPDPPP. Once de-identified, the Derived Data ceases to constitute personal data of the Client for purposes of the LFPDPPP and falls outside the scope of its provisions.

The technical de-identification process applied by Accrove includes removal of direct identifiers, irreversible destruction of the re-identification keys, aggregation into groups containing a minimum of five (5) businesses per sector group, and application of generalization techniques.

Prohibited uses. Accrove will NOT use the de-identified Aggregated Data to re-identify the Client, train models that attempt to reconstruct its identity, sell the Aggregated Data to third parties as an identifiable database, or share the Aggregated Data with Financial Institutions in a way that would allow the Client to be identified without a valid express Grant.

07Sharing data with third parties via granular Grants

7.1. Privacy-by-default principle

By default, the Client's Financial Profile is private. Accrove will not share the Profile, the File Data, or any identifiable information about the Client with third parties without an express Grant given by the Client through the Service's tools.

7.2. Types of Grant

• Grant for a Credit Application. Authorizes a specific Financial Institution to access the Financial Profile in order to evaluate a credit application. Scope, duration and content are defined by the Client.
• Grant for Anonymized Sector Discovery. Authorizes the Client's participation in the sector discovery mechanism described in Clause 7.6. This Grant does not by itself reveal the Client's identity.
• Grant for a Future Public Directory. Authorizes the Client's opt-in inclusion in a public directory of businesses that Accrove may operate in the future.

7.3. Minimum content of each Grant

Each Grant will specify, at a minimum: (a) the Financial Institution or other recipient; (b) the exact scope of the information to be shared; (c) the declared purpose; (d) the start date and time; and (e) the expiration date or the event that triggers expiration.

7.4. Express consent and record

Each Grant constitutes express consent of the Client under the corresponding article of the LFPDPPP. The Grant is recorded electronically with the date, time, identity of the user giving it, scope, and a cryptographic integrity code that makes it possible to verify that it has not been subsequently altered.

7.5. Revocation and Immutable Snapshot

Revocation. The Client may revoke any Grant at any time, through the Service's tools, without stating a reason and without penalty. Revocation takes effect immediately: Accrove will cut off the Financial Institution's access to the Client's Profile within a maximum of twenty-four (24) hours from the time the revocation is recorded.

Immutable Snapshot. Accrove will keep, for a period of seven (7) years from the date of the Grant, an immutable record of the exact information package shared with each Financial Institution, including date, time, the full content of the package and a cryptographic integrity code.

7.6. Anonymized Sector Discovery

As part of the Service, Accrove operates a sector discovery mechanism through which Financial Institutions can query, in aggregated and anonymized form, how many businesses on the Platform match certain sector or financial criteria. No query at this stage reveals the identity of any business or allows re-identification.

The Client has exclusive control over any subsequent disclosure, which may proceed in incremental levels — from the disclosure of key metrics without identification through to a full Sharing Grant. Each level requires the Client's separate, express consent.

7.7. Chain of custody: separate controllers

The Client acknowledges that, upon giving a Grant to a Financial Institution, that Institution becomes an independent controller of the subsequent processing of the data received, under the LFPDPPP. Accrove and the Financial Institution are separate, successive controllers — not jointly and severally liable co-controllers.

7.8. Audit Log

Accrove makes available to the Client, within the Service, an Access Log where the Client may review, at any time, which Financial Institutions have accessed its Profile, when they did so, what content was delivered in each case, and the current status of each Grant.

08Automated processing through artificial intelligence

8.1. Use of AI as part of the Service. The Client acknowledges and accepts that the Service operates using generative artificial intelligence models, specifically the "Claude" family of models developed by Anthropic, PBC, a company established in the United States of America ("Anthropic"). The use of these models is an inseparable part of the Service, and it is not possible to access the automated analysis of the File without accepting such processing.

8.2. Data flow. To generate the Financial Profile, Accrove transmits the relevant content of the File's documents to Anthropic's infrastructure. Anthropic processes the data through its models, returns structured information to Accrove, and Accrove stores the result on its infrastructure for use within the Service.

8.3. Anthropic as data processor. Under the LFPDPPP, Anthropic qualifies as Accrove's data processor, not as an autonomous recipient in an international transfer in the strict legal sense, insofar as Anthropic processes the data on behalf of Accrove, under Accrove's documented instructions, without using the data for its own purposes. Accrove has entered into Anthropic's Commercial Terms of Service and the corresponding Data Processing Addendum (DPA), as well as the Zero-Data-Retention (ZDR) addendum where applicable.

8.4. Anthropic's contractual commitments. Anthropic has contractually committed to: (a) not use the Client's content to train its models; (b) treat the Client's content as confidential information; (c) apply reasonable security measures; (d) retain inputs/outputs for a maximum of thirty (30) days, or zero days where ZDR applies; (e) destroy the content at Accrove's request.

8.5. Data minimization. Accrove undertakes to minimize the information transmitted to Anthropic, avoiding sending direct identifiers (corporate name, RFC, legal names) whenever it is technically feasible to de-identify the text before it is processed.

8.6. Possibility of error. The Client acknowledges that artificial intelligence models may make errors in the extraction, classification or analysis of the information contained in the File. Accrove makes reasonable efforts to minimize these errors through automated validations and periodic reviews, but cannot guarantee absolute accuracy.

8.7. No binding automated decision. No stage of the Service involves an automated decision with binding legal or economic effects on the Client. The Health Score and the Derived Data are analytical inputs that the Client chooses to share. Notwithstanding the foregoing, the Client may exercise the right to object to automated processing provided for in the 2025 LFPDPPP.

09The Client's ARCO rights

9.1. Recognized rights. In accordance with the LFPDPPP, the Client (and the individuals whose personal data is contained in the File) have the following rights:

• Access: to know what personal data Accrove holds and the conditions and general aspects of its processing.
• Rectification: to request the correction of inaccurate, incomplete or outdated data.
• Cancellation: to request the deletion of personal data where the processing does not comply with the law, subject to prior blocking and the applicable legal exceptions.
• Objection: to object to the processing of personal data for a specific purpose, including automated processing through artificial intelligence.

9.2. Channel for exercising rights. ARCO requests must be submitted by email to privacidad@accrove.com, to the attention of Accrove's Data Protection Officer.

9.3. Request requirements. The request must contain, at a minimum: the data subject's name and a means of communicating the response; documents evidencing the data subject's identity; a clear description of the personal data with respect to which the right is being exercised; and a statement of the specific right being exercised.

9.4. Response time. Accrove will communicate its determination regarding the request within a maximum of twenty (20) business days from the date the complete request is received. If the request is granted, Accrove will give effect to the determination within the fifteen (15) business days following communication of the response.

9.5. Free of charge. Exercising ARCO rights is free of charge. Only shipping costs or the cost of reproduction may be charged where applicable.

9.6. Competent authority. If the Client considers that its rights have been violated, it may bring the corresponding rights-protection proceeding before the Secretaría Anticorrupción y Buen Gobierno (or whichever authority may replace it in the future).

10Client obligations and representations

The Client agrees to:

• Truthfulness. Upload to the File only information that is true, complete, up to date and accurate.
• Lawfulness of the information. Not upload forged, altered, counterfeit or unlawfully obtained documents.
• Third-party PII. Not upload personally identifiable information of third parties who are not reasonably connected to the Client's File.
• Appropriate use. Use the Service exclusively for the declared purposes. Not use the Platform for scraping, reverse engineering, abusive prompt engineering, automated bulk extraction, or any conduct that compromises the security or integrity of the Service.
• Reporting misuse. Notify Accrove, through the legal@accrove.com channel, of any suspected unauthorized access, misuse of the account, or credential compromise within twenty-four (24) hours of becoming aware of it.

11Limitation of liability

11.1. Accrove does not guarantee credit approval. Accrove does not guarantee, in any way, that the Client will obtain financing, nor the amount, rate, conditions, terms or approval of any credit product.

11.2. No liability for third-party decisions. Accrove is not liable for decisions made by Financial Institutions or any third party based on the Financial Profile or the File Data.

11.3. No liability for altered documents. Accrove is not liable for errors, inconsistencies or damages arising from altered, false or incomplete documents provided by the Client.

11.4. Liability cap. Accrove's total aggregate liability to the Client, for any cause and under any legal theory, is limited to the total fees paid by the Client to Accrove during the twelve (12) months immediately preceding the event giving rise to the claim.

11.5. Exclusion of indirect damages. In no event will Accrove be liable for indirect damages, loss of profits, loss of business opportunity, loss of data, loss of reputation or consequential damages, even if Accrove had been advised of their possibility.

11.6. Force majeure. Accrove will not be liable for failures to perform arising from causes beyond its reasonable control, including failures of data processors or infrastructure providers, internet outages, regulatory changes, acts of authority, natural disasters, and pandemics.

11.7. Service "as is". Except as expressly provided in these Terms, the Service is provided "as is" and "as available". Accrove does not warrant uninterrupted availability, or that the Service will be free of errors or of security vulnerabilities.

12Pricing, invoicing and renewal

12.1. Pricing model. The pricing structure, subscriptions, tiers and trial period will be published before the commercial launch of the Service and will be notified to the Client with the advance notice provided in Clause 12.4.

12.2. Payment method. The accepted payment methods will be published together with the pricing model before the commercial launch of the Service.

12.3. Invoicing. Accrove will issue Comprobantes Fiscales Digitales por Internet (CFDI) in accordance with Mexican tax legislation. The Client agrees to provide the necessary tax information and keep it up to date.

12.4. Price increases. Any fee increase will be notified to the Client at least thirty (30) calendar days in advance, by email and through a notification within the Platform. The Client may terminate its subscription without penalty if it does not accept the new price.

12.5. Taxes. Fees do not include value-added tax (IVA) or other applicable taxes, which will be added to the invoice as appropriate.

13Intellectual property in the software and the Accrove brand

13.1. Ownership. The Platform's software, the proprietary analytical models, the algorithms, the graphical interfaces, the designs, the creative content, the texts, the images, the trademarks, the trade names, the logos and any other intellectual property element related to Accrove are the exclusive property of Accrove or its licensors, and are protected by the Ley Federal del Derecho de Autor, the Ley Federal de Protección a la Propiedad Industrial, the applicable international treaties and other relevant legislation.

13.2. License to the Client. Accrove grants the Client a non-exclusive, non-transferable, non-sublicensable, revocable license, limited to Mexican territory, to access and use the Platform solely as provided in these Terms and for the duration of the contractual relationship.

13.3. Prohibitions. The Client agrees not to do — and not to allow third parties to do — any of the following: reverse engineer, decompile, disassemble or attempt to derive the source code of the Platform; copy, modify, adapt, create derivative works of, distribute, sell, license, sublicense, transfer or commercialize the Platform; remove or alter copyright notices; engage in scraping, automated bulk extraction or the use of bots; or use the Platform to develop competing products or services.

14Suspension and termination

14.1. Grounds. Accrove may suspend or terminate the Client's Services, in whole or in part, in the following cases: serious or repeated breach; reasonable suspicion of fraud or document alteration; non-payment; misuse of the Platform; order of a competent authority; or the winding down of Accrove's operations with a minimum of ninety (90) days' prior notice.

14.2. Prior notice. Except in cases of fraud, security or an order from a competent authority, Accrove will notify the Client of the breach and grant it a reasonable period to cure it before carrying out the suspension or termination.

14.3. Termination by the Client. The Client may terminate the relationship at any time through the account cancellation tool within the Platform, or by written request to the legal@accrove.com channel.

14.4. Consequences of termination. Upon termination, active Grants are deactivated, the deletion procedure described in Clause 6.3 is carried out, and the Immutable Snapshots associated with prior Grants are retained in accordance with Clause 7.5. Those provisions of these Terms that by their nature should remain in force will survive.

15Changes to the Terms

15.1. Right to modify. Accrove may modify these Terms at any time in order to reflect legal, operational, technical or business changes.

15.2. Prior notice. Any material change will be notified to the Client at least thirty (30) calendar days in advance, by email to the Account Administrator and a banner within the Platform.

15.3. Termination without penalty. A Client who does not accept a material change has the right to terminate the relationship without penalty within the thirty (30) days following the notification. If that period elapses without objection and the Client continues to use the Service, the Client will be deemed to have accepted the change.

15.4. New purposes. Any change that introduces new processing purposes will require new consent from the Client in accordance with the 2025 LFPDPPP and will not apply through tacit continued use.

16Governing law and jurisdiction

16.1. Governing law. These Terms are governed by the laws of the United Mexican States. In matters not provided for, the Código de Comercio, the Código Civil Federal and other applicable Mexican legislation will apply supplementarily.

16.2. Jurisdiction. For the interpretation, enforcement and performance of these Terms, the parties expressly submit to the jurisdiction of the competent courts of Mexico City, waiving any other venue to which they might be entitled by reason of their present or future domicile or for any other cause.

17Contact and controller details

Controller responsible for the processing of personal data: Accrove, S.A.P.I. de C.V.

General legal contact: legal@accrove.com

Data Protection Officer (DPO): privacidad@accrove.com

Channel for exercising ARCO rights: privacidad@accrove.com (suggested subject line: "Exercise of ARCO Rights - [Client name]")

Competent authority for the protection of personal data: Secretaría Anticorrupción y Buen Gobierno (successor authority to the former INAI since March 2025).

18Additional clauses specific to the Accrove model

Without prejudice to the foregoing clauses, the Client acknowledges and accepts the following particulars of Accrove's operating model:

18.1. Retention of de-identified Aggregated Data. Accrove's business model and analytical quality depend on the accumulation and processing of de-identified Aggregated Data in accordance with Clause 6.4. This retention is inseparable from the Service and constitutes a primary purpose.

18.2. Revision tracking with positive framing. Accrove records the changes the Client makes to the File data for the purposes of keeping the financial profile up to date, detecting areas of opportunity, and providing the Client with a history of the evolution of its financial situation. This tracking has no surveillance purpose and is not shared with Financial Institutions except as part of the content authorized by a Grant.

18.3. Granular Grants. The sharing model based on specific, revocable, auditable Grants with an Immutable Snapshot is central to the operating model. It is governed in its entirety by Clause 7.

18.4. Belvo / automated data sources. Any future integration with Belvo, the Servicio de Administración Tributaria (SAT, Mexico's tax authority), credit bureaus or other automated data sources will require a specific Grant from the Client at the time of activation.

19Acceptance and consent records

19.1. Click-wrap. By checking the box "I have read and accept Accrove's Terms and Conditions of Service and Privacy Notice" and clicking the registration button, the Client (through its Legal Representative or Account Administrator) expressly, freely, informedly and unequivocally consents to the entire content of these Terms.

19.2. Separate consents for sensitive purposes. Additionally, during the onboarding flow, the Client may check separate boxes expressing specific consent to: (a) the retention of de-identified Aggregated Data in accordance with Clause 6.4; (b) automated processing through artificial intelligence and the transmission to Anthropic as processor in accordance with Clause 8; (c) participation in Anonymized Sector Discovery in accordance with Clause 7.6.

19.3. Record of acceptance. For each acceptance, Accrove will record the identity of the accepting user, the date and time of acceptance, the IP address, the exact version of the Terms and of the Privacy Notice accepted, and a cryptographic integrity hash of the accepted document.

19.4. Permanent availability. The current Terms and Privacy Notice, as well as the historical version accepted by each Client, will be available at all times within the Platform and on Accrove's public website.